Pinkerton AI
Insurance
INSURANCE.WITHOUT THE LAG.

Pinkerton AI manages commercial and personal insurance lines from policy inception through claims resolution. Workers' comp, general liability, auto, property, and 8 personal lines under governed automation.

Track. Validate. Report.

Capabilities
01

Commercial Lines

Workers' compensation, general liability, BOP, and commercial auto. Experience modification rate tracking and premium audit reconciliation.

02

Personal Lines

Auto, homeowners, boat, condo, motorcycle, personal articles, umbrella, and flood insurance. Full policy lifecycle management.

03

Claims Operations

Case registry with versioned submissions. Document management with OCR extraction. Batch compilation for partner reporting.

04

Disbursement Ledger

Award tracking, disbursement processing via ACH, check, pay card, or wire. Settlement reconciliation with variance detection.

05

Certificate Management

Certificate of insurance generation with additional insured tracking, waiver of subrogation flags, and expiration monitoring.

06

Return-to-Work

Workers' comp claim management with first report of injury, reserve tracking, benefit payments, and modified duty assignment.

Governance

AI EXECUTES.
HUMANS APPROVE.

Every automated action in Insuranceruns through Pinkerton's co-agency framework. AI proposes. Policy gates check. Humans decide. The trail is immutable.

Claims above threshold require adjuster review
Disbursements require treasury authorization
Policy changes require underwriting approval
Certificate issuance requires compliance verification
Infrastructure

POWERED BY PINKCLOUD.

Claims data isolated per tenant and line of business
Secure portal for claimant intake with magic link sessions
Partner integration hub for carrier connectivity
Immutable audit exports with package hash verification
Pricing

Insurance at Every Scale

Core covers workers' comp and basic commercial. Growth adds personal lines and claims operations. Dedicated unlocks full disbursement ledger and partner hub.

Core

Standard insurance workflows on shared infrastructure.

  • Standard workflows
  • Basic approval gates
  • Shared infrastructure
  • Standard support

Growth

Custom insurance workflows with expanded governance.

  • Custom workflows
  • Multi-step approvals
  • Priority processing
  • Dedicated success manager

Dedicated

Full insurance isolation with private PinkCloud.

  • Unlimited workflows
  • Complex governance
  • Single-tenant isolation
  • 24/7 support engineering

DEPLOY INSURANCE
WITH PINKERTON AI.